CrossFirst Bankshares, Inc. - Common Stock (CFB)

Competitors to CrossFirst Bankshares, Inc. - Common Stock (CFB)

BOK Financial Corporation 

BOK Financial offers a diverse range of financial services across several states, including commercial banking, investment services, and insurance. While both BOK Financial and CrossFirst Bankshares target similar market segments, BOK has a more established presence and diversified portfolio, enabling it to attract larger clients and manage risks more effectively. CrossFirst competes by focusing on relationship banking and tailored services, but BOK's broader offerings and larger resources provide it with a significant competitive edge.

Commerce Bancshares, Inc. 

Commerce Bancshares operates primarily in the Midwest and provides various financial services similar to CrossFirst, including commercial and consumer banking. Both banks compete for the same client base by offering personalized banking services, competitive interest rates, and a strong emphasis on community relationships. However, Commerce Bancshares has a more extensive branch network and a larger asset base, which gives it a competitive advantage in terms of operational scale and brand recognition in its primary markets.

First Internet Bank 

First Internet Bank operates primarily as an online bank providing various banking and loan services to customers. This digital-first approach allows them to compete with CrossFirst Bankshares particularly in terms of efficiency and lower overhead costs. CrossFirst, however, competes by offering superior personal customer service and community involvement, which appeals to customers looking for a more traditional banking experience. The competitive advantage here leans towards First Internet Bank due to its cost structure but can be offset by CrossFirst's customer relationship strengths.

Regions Financial Corporation 

Regions Financial operates in the Southeastern United States and provides a comprehensive range of financial services. While both companies compete for smaller to medium-sized businesses and personal banking customers, Regions has the advantage of being a larger institution with more extensive technology and investment in digital banking solutions. CrossFirst differentiates itself through a more localized banking approach and individualized service, but Regions' greater resources and wider geographic reach give it a competitive advantage in the market.